2026 Housing Market Predictions (What the Data Actually Shows)
Mortgage rates are improving (declining) into 2026
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yucky — well below luck. Provisional — too few graded calls to mean much. This does not predict their next call. We tested whether it does and it does not. Our scoring is not financial advice.
Most coveredUS housing market 6 →US mortgage rates 2 →US interest rates 1 →
Mortgage rates are improving (declining) into 2026
Data points to a stable/balanced 2026 housing market with no crash; inventory rising slightly and mortgage rates improving
Fears of a housing crash don't align with the data; now is the best window to buy in Santa Clara County
The housing market won't crash anytime soon; low inventory keeps prices stable
Forecasts suggest mortgage rates will keep dropping into next year
Falling mortgage rates will drive more competition and rising sales prices in San Jose
Interest rates are poised to drop
Falling interest rates will bring more buyers and inventory, driving continued appreciation especially in the Bay Area
2024 home prices in the Silicon Valley market will show stability and growth, supported by inventory shortage and rising buyer demand.